Privacy Policy

Last Updated: March 2024

1. Information We Collect

To provide a secure financing environment, we collect the following types of information:

  • Identity Data: Full name, email address, and phone number.
  • Compliance Data: Signed legal documents and KYC (Know Your Customer) information.
  • Financial Data: Transaction history, fund batch details, and repayment schedules.
  • Device Data: IP address and notification tokens for push alerts.

2. How We Use Your Information

Your data is used strictly for platform operations, including:

  • Verification of financing requests and capital deposits.
  • Automation of Zakat eligibility and performance calculations.
  • Real-time notifications regarding deal approvals and payment reminders.
  • Strategic oversight for platform owners and administrators.

3. Data Security & Access

We implement strict role-based access control (RBAC). Your financial data is only visible to you and relevant administrative roles (Admins, Owners, Legal, or Recovery teams) as required to fulfill the financing obligations.

4. Sharing of Information

We do not sell your personal data to third parties. Information may only be shared with legal or recovery professionals in the event of deal default or escalation, as per the structured recovery workflow of the platform.

5. Your Rights

You have the right to access your personal data and request corrections via your dashboard settings. For legal reasons, certain financial transaction records must be retained for auditing purposes even after account closure.

Privacy Concerns

If you have any concerns regarding your privacy on our platform, please reach out to our privacy team at privacy@nalmarchant.com.